Dr. Dalal Aloumi is an Assistant Professor at the Arab-Open University, Kuwait branch. She holds a PhD from the University of Glasgow, where she specialized in Finance, and a Master's in Finance from Cardiff Business School, as she graduated with Merit and a distinction for her dissertations. With her strong educational background and expertise, she brings a wealth of knowledge and experience to her role. Her research interests primarily revolve around corporate finance, FinTech, IPOs, risk management, and Islamic finance. Dr. Aloumi is dedicated to advancing scholarly research and contributing to the academic community through her teaching and publications. Her commitment to excellence in education and research makes her highly respected and influential.
Corporate Finance and Investment for Master’s students.
Marketing and Finance.
Financial Accounting.
Microeconomics.
Macroeconomics.
Introduction to Business.
Shaping Business Opportunities.
Since September 2022, Dr. Dalal Aloumi has been serving as an Assistant Professor at the Arab Open University – Kuwait branch, where she teaches a range of undergraduate modules including Marketing and Finance, Financial Accounting, Microeconomics, Macroeconomics, Introduction to Business, and Shaping Business Opportunities.
In September 2025, she was appointed Assistant Dean of the Faculty of Business Studies, where she contributes to academic leadership, programme development, and quality assurance initiatives within the faculty.
Prior to joining the Arab Open University, Dr. Aloumi served as a Graduate Teaching Assistant at the University of Glasgow, UK, where she taught Master’s-level students in the Corporate Finance and Investment module. She also gained professional experience as an Insurance Researcher at the Public Institution for Social Security in Kuwait.
Articles:
Natarajan, V.K., Akbar, M., Aloumi, D. and Khudhur, A. (2026). Expected Price Framework for Indian Equities: A Random Forest Model Using Behavioural, Structural, and Fundamental Data. Cogent Economics & Finance. https://doi.org/10.1080/23322039.2026.2653292
Alshami, A., Alhaimer, R., Alkhaldi, A., Alsadeeqi, A., Aloumi, D., & Malik, S. (2025). Investigating the causes of financial default among SMEs in Kuwait with evidence from the national fund for enterprise development. Discover Sustainability, 6(1), 1-27. https://doi.org/10.1007/s43621-025-01618-7
Alhaimer, R., Alshami, A., Alkhaldi, A., Alsadeeqi, A., Aloumi, D., & Malik, S. (2025). Evaluating public policy interventions in mitigating financial default risk among SMEs. International Journal of Public Sector Performance Management, 15(5), 1-18.http://doi.org/10.1504/IJPSPM.2025.10070183
Alhammadi, S., Archer, S., & Aloumi, D. (2024). Sukuk structure and risk exposures: evidence from an originator perspective. Journal of Islamic Accounting and Business Research. https://doi.org/10.1108/JIABR-10-2023-0343
Aloumi, D. and Al-Jassar, S. (2017) Empirical Analysis of Banking Performance in Kuwait Global Review of Accounting and Finance. 8(2): 51-61. https://doi.org/10.21102/graf.2017.09.82.04.
Book Chapters:
Aloumi, D., & Alhammadi, S. (2025). Digital Transformation in Islamic Banking: A Case Study of Boubyan Bank’s Fintech Revolution. In Civic Synergy: Leading and Managing the Evolution of Smart Cities. Emerald Publishing. https://doi.org/10.1108/978-1-83708-042-720251003
Aloumi, D. (2025). The Role of Artificial Intelligence in Finance and Banking. Education, Future Jobs and Smart Systems in the Age of Artificial Intelligence, Part A: AI Transformations in Education and Workforce Development. https://doi.org/10.1108/978-1-83608-904-9
Aloumi, D., Malik, S., Alkhaldi, A., & de Pablos, P.O. (2024). Factors influencing consumer interactions with FinTech services. In P. O. de Pablos (Ed) Building Climate Neutral Economies Through Digital Business and Green Skills (pp. 239–258). IGI Global. https://doi.org/10.4018/979-8-3693-5673-9.ch010
